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FX & Transfers
Fast, cost-effective international money transfer services
Streamline sending payments abroad to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size.
Start saving on everyday business money transfers with Airwallex
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.
International money services for your growing business
Pay your global suppliers and employees without the expense and hassle of the traditional banking system, via web or mobile application.
Securely pay out to 200+ countries
Have payments received in as little as one business day with the full amount on delivery guaranteed.
Access interbank exchange rates
Enjoy access to market-leading rates no matter the transaction size and avoid hidden transaction fees.
Work smarter, not harder
Use batch transfers to send funds in one go to multiple recipients around the world, each with a specified amount.
Simplify your bookkeeping
Connect Airwallex to your favorite accounting software in just a few clicks to automatically reconcile transfers.
Access our international money transfer network
Airwallex offers you a wide array of local and global transfer options across 200+ countries to give you the flexibility to choose the fastest, most cost-effective method for your business.
Explore our growing network of 200+ payout countries and regions
Explore our growing network of 200+ payout countries and regions
Batch Transfers
Simplify your workflow with batch transfers
No-code payouts
Settle ocean freight, air cargo, and port terminal invoices across multiple countries simultaneously.
Flexibility
Execute batch payouts in up to 1,000 different currencies and local payment methods in a single click.
Approval Workflows
Set multi-tiered approval limits based on invoice thresholds (e.g., require CFO sign-off for payouts over $10,000).
Approval Workflows
Manage your operational risks
Multi-layered approval workflows
Customize approval workflows for your business based on specific transfer amounts.
User permissions
Set individual permissions for employees and third parties, including ‘view only’ access.
Added security
Verify each transfer with multi-factor authentication for added security and peace of mind.
"Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers. They are banking and foreign currency simplified. With Airwallex, we have one website where we can do everything it took three people to do before.”
Dean Beck
Vice President, HJS Packaging and Distribution
"Airwallex saves us about $70,000 annually just in lower bank transfer fees. They are helping us build a stronger financial foundation for a growing global company. Airwallex's platform offers speed and transparency at a lower cost. We always know where our money is going and when it will get there with Airwallex."
Hari Polavarapu
CEO, Taxila Stone
“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since PayPal hit the scene 20 years ago."
Murray Kester
CEO, Cosmetics Now – eCommerce
"Airwallex has made it possible for us to grow quickly across global markets while controlling our FX and transfer fee costs. Clocky wants to expand its product offering beyond alarm clocks and increase revenue per channel. Airwallex will be a big part of achieving those goals."
Gauri Nanda
CEO, Clocky
Payouts
Automate money transfers with our Platform API
Businesses rely on our API to handle their most complex requirements. Programmatically make high-volume global transfers, access interbank FX rates, intelligently manage currency risk, and more.
Global Accounts
Bank like a local with Global Accounts
Airwallex makes collection of your global payments seamless, secure, and cost-effective. With our Global Accounts, you can open domestic and foreign currency accounts in just minutes and receive payments from global customers in their preferred currency. Say goodbye to costly conversion fees.
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Frequently asked questions about international money transfer services
How do Airwallex local payment rails speed up cargo releases?
Traditional bank transfers rely on SWIFT, which takes 1–3 business days and often incurs intermediary bank deductions that cause destination port holds over short-payments. Airwallex uses local payment rails in 120+ countries, settling funds same-day with zero wire deductions so cargo moves without delay.
How can freight forwarders protect margins against currency fluctuations?
Freight forwarders often quote clients weeks before settling carrier invoices. Airwallex provides interbank FX locking and target-rate alerts, allowing you to lock in exchange rates upon booking to preserve your freight margin.
Can we batch-pay multiple international carriers at once?
Yes. You can upload a single CSV batch file containing hundreds of carrier payments in different currencies. Airwallex automatically processes each payout using local rails and syncs the reconciliation back to your accounting software.
What are the fees for transferring money internationally?
International money transfers incur fees of $15 to $25 if sent via the SWIFT network, while Airwallex transfers through local payment networks are typically free of charge.
How long does a money transfer take?
A money transfer can take anywhere from seconds to multiple days to arrive, depending on the payment solution you choose. 90%+ of Airwallex transfers typically arrive the same day, and many arrive instantly, while the traditional SWIFT network often takes 1 to 5 business days to arrive.
What are the requirements for opening a business account?
There are a number of requirements for a business bank account, including an Employer Identification Number (EIN) or social security number if you’re a sole proprietor, proof of business formation like Articles of Incorporation, as well as a license or other government ID.
How does Airwallex keep my funds safe?
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how we keep your funds safe, click here.
Apply for your Airwallex business account in minutes
No monthly fee, no setup fee, and no minimum balance requirements.